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For the So Fi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized and may change monthly.APRs for variable rate loans may increase after origination if the LIBOR index increases.Disclaimer For example, a three-year ,000 loan with a Prosper Rating of AA would have an interest rate of 5.31% and a 2.41% origination fee for an annual percentage rate (APR) of 6.95% APR.
Any origination fee on a loan term 4-years or longer will be at least 4.99%.
Personal loans for debt consolidation You can use an unsecured personal loan to consolidate debt or finance large purchases.
Interest rates and terms can vary, based on your credit score and other factors.
To check the rates and terms you qualify for, So Fi conducts a soft credit pull that will not affect your credit score.
However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull.