Consolidating school loans rates
To get the information you need on your loans, look at your most recent statement or look up your loans in the National Student Loan Data System (see Resources).You generally need to know the lending company's name and address, your account number and the approximate amount you owe.It is easier to lower the interest rate on private student loans because federal loans calculate the consolidation interest rate based on the existing rates of the loans you consolidate.Consolidate loans about halfway through your six-month grace period if you have loans with a variable interest rate.
It just so happens they are also one of the leaders in student loans as well.
Contact your current lenders to get this information.
In college, I was required to live in campus housing for my entire Freshman year. We were in the basement floor, affectionately called the Donner Dungeon.
Call or visit the websites of popular lenders for private student loans, including Sallie Mae, Chase, Wells Fargo, Next Student or Student Loan Network, to determine which organization has lowest interest rates, origination fees and other loan terms. If you have a co-signer, he needs to complete part of the application as well.
In general, you will need to know the name of each lending company at which you have a private student loan, your account numbers and the balances on your loans.